Kevin Thibodeaux
 

 
CAPSTONE REALTY GROUP, LLC YOUR ATTITUDE IS AFFECTED BY YOUR ALTITUDE!


Kevin Thibodeaux

Buyer Services



Congratulations!  You have decided to purchase a home, or are thinking about buying one.  You'll be joining the ranks of hundreds of families who realize that home ownership offers a number of benefits including building equity, saving for the future, and creating an environment for your family.  When you own your own home, your hard-earned dollars contribute to your mortgage. The equity you earn is yours.  Over time, your home will increase in value.

In the following reports, you'll find the information you need to make a wise buying decision.  Capstone Realty Group will take you through the planning process step-by-step , to help you determine which home is right for you.  You'll find a host of informative articles on mortgages, viewing homes, the offer, closing details and moving.

Please contact Capstone Realty Group if you have any questions about buying a home in Asheville or elsewhere in North Carolina.

Kevin Thibodeaux
Owner/Broker, Realtor, e-Pro
Cell: (828) 505-6025
Email: 
Kevin@RealtyByCapstone.com

Below, select your desired FREE reports and complete the form provided.



THINKING ABOUT BUYING YOUR FIRST HOME?



5 TIPS FOR BUYING YOUR FIRST HOME



SIX SIMPLE THINGS YOU CAN DO TO ENSURE A SMOOTH HOME PURCHASE



HOW TO NOT PAY TOO MUCH FOR YOUR HOME



AVOID THE MOST COMMON BUYER ERRORS




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FREE Mortgage Calculator


Let Capstone Realty Group help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

 Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 
Required
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
0.43%of Cost
Annual Property Tax:  $  
1.2%of Cost
Monthly Income:  $
Monthly Debt:  $
Optional
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $

Results
  Receive this Detailed Analysis


Your Monthly Payments
 
Loan Amount:    
Loan Insurance ( %):
Total Loan(Mortgage) Amount:
 
Principal & Interest:    
Homeowners Insurance:    
Property Taxes:    
Condo Fees:    
Monthly Loan Insurance (%):    
Total Monthly Payment:    
 
Income Needed to Qualify for the Mortgage
 
Total Monthly Loan Payment:  
Total Monthly Debt Payment:  
Monthly Loan Insurance (%):  
Qualifying Income of % GDS Ratio:  
Qualifying Income of % TDS Ratio:  
 
What You Can Afford
We are using the % ratio.
Cost of House:  
Down Payment:  
Loan Value:  
Monthly Principal & Interest:  
Monthly Insurance:  
Monthly Property Tax:  
Monthly Condo Fees:  
 
Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)
Monthly Rent: $
  No. of Years you plan on keeping the home:
Annual Rental Increases:   %   Yearly Appreciation on the Home: %
Monthly Renter Insurance: $   Annual Home Maintenance: %
Savings or Investment Rate:   %  


 

 

                   IF YOU FAIL TO PLAN, THEN YOU  PLAN TO FAIL!                  



DISCLAIMER:  All properties are subject to prior sale, change or withdrawal without notice.  Neither listing broker(s), broker, webmaster, website owner nor Capstone Realty Group, LLC shall be responsible for misprints, misinformation, or typographical errors and shall be deemed harmless.  The broker providing this data believes the data to be correct, but it is not guaranteed.  Therefore, it is advised that interested parties confirm all information and perform due diligence before relying on this information in executing a real estate transaction.  Real estate listings held by brokerage firms other than Capstone Realty Group, LLC are marked with the Internet Data Exchange logo and detailed information about them includes the name of the listing broker.

 

 

 





 

 

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